Free resources for Australian investors

Guides

Plain-English guides on CGT, tax, FIRE, and net worth — with real numbers, worked examples, and current FY2024-25 brackets.

Capital Gains Tax

How to Calculate CGT on Shares in Australia (2026)

Step-by-step guide with worked examples, FY2024-25 brackets, and common mistakes.

ETF Capital Gains Tax Australia: The Complete Guide

FIFO parcel matching, distributions, DRP cost base traps, and tax-loss harvesting.

How the 50% CGT Discount Works (and When You Don’t Get It)

Eligibility rules, the 12-month holding period, and when the discount doesn’t apply.

Crypto Capital Gains Tax Australia: What You Owe the ATO

Crypto-to-crypto trades, DeFi, staking, airdrops, and ATO data matching.

Tax & Income

How Much Tax Will I Pay in Australia? PAYG Tax Explained (2026)

FY2024-25 brackets, Medicare Levy, HELP repayments, LITO, and a $95k worked example.

RSU Tax in Australia: How Your US Stock Grants Are Taxed

The two tax events, USD/AUD conversion, bracket creep, and claiming foreign income tax offsets.

FIRE & Net Worth

FIRE Calculator Australia: When Can You Actually Retire?

Why Australian FIRE is different, the two-bucket strategy, and super’s role.

Australian FIRE Number: How to Calculate Yours

Annual expenses, safe withdrawal rates, the super bridge, and lean vs fat FIRE.

How to Track Your Net Worth (and Why It Matters for FIRE)

What to include, how often to track, and why super counts.

Australian Net Worth Tracker: Why Spreadsheets Are Failing You

The five problems with spreadsheets and what a purpose-built tracker should do.

Superannuation and Your Net Worth: Why You Should Include It

The case for counting super, tax advantages, and how it fits FIRE planning.

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